What is a Loan EMI Calculator?

A Loan EMI (Equated Monthly Installment) Calculator helps you calculate how much you'll need to pay monthly when repaying a loan. It simplifies your financial planning by breaking down the loan amount, interest, and repayment period into a clear payment schedule.

How Does This EMI Calculator Work?

This calculator takes your input—loan amount, interest rate, and loan term—and instantly computes your monthly EMI, total interest payable, and total payment. It also generates a visual chart and a year-wise amortization table to help you understand your payment breakdown.

How to Use the EMI Calculator

1. Enter Loan Amount: Specify the total principal you want to borrow (in NPR).
2. Interest Rate: Provide the annual interest rate percentage.
3. Loan Term: Select the duration of your loan in years.
4. Calculate: Click the "Calculate" button to view your EMI and breakdown.
5. View Report: Analyze the graphical chart and amortization table. You can also export this data as a PDF.

Features

• Accurate EMI computation using standard financial formulas
• Doughnut chart visualization for principal vs interest
• Annual amortization table with principal/interest split
• Editable and resettable form with PDF export support
• Responsive design, fast and lightweight tool

Why Use This Tool?

• Helps borrowers plan and compare loan options effectively
• Saves time by eliminating manual EMI calculations
• Provides transparency on interest burden over time
• Ideal for home loans, personal loans, auto loans, etc.

Whether you're applying for a home loan, business financing, or vehicle loan, this EMI calculator ensures you're financially prepared. The results are easy to interpret and exportable for record-keeping or sharing.